/* ============================================================
   SREE KASI SECURE CHITS — OFFICIAL PREMIUM STYLESHEET
   Design System, Logo Colors, Typography & Header Refinement
   ============================================================ */

:root {
    /* Official Brand Colors (Derived from Official Logo) */
    --primary: #C4272A;         /* Official Logo Red */
    --primary-dark: #9E1B1E;    /* Deep Logo Red */
    --primary-light: #E03539;   /* Soft Logo Red Accent */
    --primary-subtle: #FDF2F2;  /* Subtle Red Tint */
    
    --secondary: #111111;       /* Official Logo Deep Charcoal / Black */
    --secondary-light: #262A2E; /* Mid Charcoal */
    
    --accent: #C5A059;          /* Subtle Muted Gold */
    --accent-dark: #A37F38;     /* Deep Gold */
    --accent-light: #E8D5B0;    /* Light Gold Tint */
    --accent-subtle: #FBF8F1;   /* Soft Gold Warm Tint */

    --bg-main: #FAF8F5;        /* Warm Ivory / Off-White */
    --bg-surface: #FFFFFF;     /* Pure White Surface */
    --bg-alt: #F4F0E8;         /* Alternate Section Warm Tint */
    --bg-dark: #111417;        /* Dark Charcoal Background */

    --text-primary: #1A1D20;   /* Deep Charcoal Body Text */
    --text-secondary: #525B64; /* Soft Muted Text */
    --text-muted: #79838E;     /* Micro Label Text */
    --text-inverse: #FFFFFF;   /* Light Text for Dark BG */
    --text-gold: #D4AF37;      /* Gold Text Accent */

    --border-color: #E6E1D8;   /* Fine Cream Border */
    --border-dark: #2B3037;    /* Fine Dark Border */
    --border-accent: rgba(197, 160, 89, 0.35); /* Subtle Gold Border */

    /* Functional Colors */
    --success: #2E7D32;
    --error: #D32F2F;

    /* Typography Systems */
    --font-heading: 'Cormorant Garamond', 'Georgia', serif;
    --font-body: 'Plus Jakarta Sans', -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, sans-serif;
    --font-numeric: 'Outfit', 'Plus Jakarta Sans', -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, sans-serif;

    /* Shadow Systems */
    --shadow-sm: 0 4px 12px rgba(17, 17, 17, 0.04);
    --shadow-md: 0 12px 32px rgba(17, 17, 17, 0.07);
    --shadow-lg: 0 24px 48px rgba(196, 39, 42, 0.12);
    --shadow-gold: 0 12px 32px rgba(197, 160, 89, 0.18);

    /* Spacing & Radii */
    --radius-sm: 4px;
    --radius-md: 8px;
    --radius-lg: 16px;
    --radius-full: 9999px;

    --transition-fast: 0.2s cubic-bezier(0.16, 1, 0.3, 1);
    --transition-base: 0.35s cubic-bezier(0.16, 1, 0.3, 1);
    --transition-slow: 0.6s cubic-bezier(0.16, 1, 0.3, 1);

    /* Header Dimensions */
    --header-height: 100px;
    --header-shrink-height: 80px;
}

/* Reset & Core Setup */
*, *::before, *::after {
    box-sizing: border-box;
    margin: 0;
    padding: 0;
}

html {
    scroll-behavior: smooth;
    font-size: 16px;
    -webkit-font-smoothing: antialiased;
    -moz-osx-font-smoothing: grayscale;
}

body {
    font-family: var(--font-body);
    background-color: var(--bg-main);
    color: var(--text-primary);
    line-height: 1.65;
    overflow-x: hidden;
}

/* Accessibility Focus Outline */
:focus-visible {
    outline: 2px solid var(--accent);
    outline-offset: 3px;
}

/* Global Container */
.container {
    width: 100%;
    max-width: 1320px;
    margin: 0 auto;
    padding: 0 24px;
}

.container-narrow {
    max-width: 960px;
}

/* Global Reset for Lining Numbers (Prevents Oldstyle Hanging Digits) */
*, *::before, *::after {
    font-variant-numeric: lining-nums tabular-nums;
    font-feature-settings: "lnum" 1, "tnum" 1;
}

/* Typography Base Styling */
h1, h2, h3, h4, h5, h6 {
    font-family: var(--font-heading);
    color: var(--secondary);
    font-weight: 600;
    line-height: 1.15;
    letter-spacing: -0.01em;
    font-variant-numeric: lining-nums tabular-nums !important;
    font-feature-settings: "lnum" 1, "tnum" 1 !important;
}

/* Scheme titles and headings with embedded numbers */
.scheme-title,
.modal-body h2 {
    font-family: var(--font-heading);
    font-variant-numeric: lining-nums tabular-nums !important;
    font-feature-settings: "lnum" 1, "tnum" 1 !important;
}

/* Keep title numbers matching the heading style cleanly without font-family breaks */
.scheme-title .numeric,
.modal-body h2 .numeric {
    font-family: inherit !important;
    font-variant-numeric: lining-nums tabular-nums !important;
    font-feature-settings: "lnum" 1, "tnum" 1 !important;
    font-weight: inherit;
}

/* Premium Numeric & Financial Typography System */
.numeric,
.num,
.amount,
.price,
.card-price,
.chit-value,
.scheme-value,
.scheme-amount,
.scheme-duration,
.scheme-members,
.metric-val,
.metric-value,
.stat-number,
.stat-value,
.counter,
.prop-number,
.step-num,
.badge-numeric,
.phone-number,
.whatsapp-number,
.date-text,
.year-text,
.trust-strip-text span,
.scheme-badge,
.footer-contact-list,
.footer-contact-list a,
.form-control,
input,
select,
textarea {
    font-family: var(--font-numeric) !important;
    font-variant-numeric: lining-nums tabular-nums !important;
    font-feature-settings: "lnum" 1, "tnum" 1 !important;
    letter-spacing: -0.01em;
}

h1 { font-size: clamp(2.5rem, 5vw, 4.25rem); }
h2 { font-size: clamp(2rem, 3.5vw, 3rem); }
h3 { font-size: clamp(1.5rem, 2.5vw, 2rem); }
h4 { font-size: clamp(1.25rem, 2vw, 1.5rem); }

p {
    margin-bottom: 1rem;
    color: var(--text-secondary);
}

p:last-child {
    margin-bottom: 0;
}

a {
    color: inherit;
    text-decoration: none;
    transition: color var(--transition-fast);
}

img {
    max-width: 100%;
    height: auto;
    display: block;
}

/* Eyebrow / Label Tag */
.eyebrow {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    font-family: var(--font-body);
    font-size: 0.75rem;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 0.15em;
    color: var(--primary);
    margin-bottom: 12px;
}

.eyebrow::before {
    content: '';
    width: 24px;
    height: 1.5px;
    background-color: var(--accent);
}

.eyebrow-center {
    justify-content: center;
}
.eyebrow-center::after {
    content: '';
    width: 24px;
    height: 1.5px;
    background-color: var(--accent);
}

/* Buttons */
.btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 10px;
    padding: 14px 32px;
    font-family: var(--font-body);
    font-size: 0.875rem;
    font-weight: 700;
    letter-spacing: 0.06em;
    text-transform: uppercase;
    border-radius: var(--radius-sm);
    cursor: pointer;
    transition: all var(--transition-base);
    border: 1px solid transparent;
    text-align: center;
    position: relative;
    overflow: hidden;
}

.btn-primary {
    background-color: var(--primary);
    color: var(--bg-surface);
    border-color: var(--primary);
    box-shadow: 0 4px 16px rgba(196, 39, 42, 0.25);
}

.btn-primary:hover {
    background-color: var(--primary-dark);
    border-color: var(--primary-dark);
    box-shadow: 0 8px 24px rgba(196, 39, 42, 0.4);
    transform: translateY(-2px);
}

.btn-secondary {
    background-color: transparent;
    color: var(--secondary);
    border-color: var(--secondary);
}

.btn-secondary:hover {
    background-color: var(--secondary);
    color: var(--bg-surface);
    transform: translateY(-2px);
}

.btn-gold {
    background-color: var(--accent);
    color: var(--secondary);
    border-color: var(--accent);
    font-weight: 700;
}

.btn-gold:hover {
    background-color: var(--accent-dark);
    color: var(--bg-surface);
    transform: translateY(-2px);
    box-shadow: var(--shadow-gold);
}

.btn-outline-gold {
    background: transparent;
    color: var(--accent-dark);
    border-color: var(--accent);
}

.btn-outline-gold:hover {
    background-color: var(--accent);
    color: var(--secondary);
    transform: translateY(-2px);
}

.btn-outline-light {
    background-color: transparent;
    color: #FFFFFF;
    border: 1px solid rgba(255, 255, 255, 0.4);
    font-weight: 700;
}

.btn-outline-light:hover {
    background-color: #FFFFFF;
    color: var(--secondary);
    border-color: #FFFFFF;
    transform: translateY(-2px);
}

.btn-sm {
    padding: 10px 22px;
    font-size: 0.8rem;
}

.btn-lg {
    padding: 18px 40px;
    font-size: 0.95rem;
}

/* ============================================================
   TOP BAR & HEADER NAVIGATION (REFINED LOGO PROMINENCE)
   ============================================================ */

.site-header {
    position: fixed;
    top: 0;
    left: 0;
    width: 100%;
    z-index: 1000;
    background-color: rgba(250, 248, 245, 0.97);
    backdrop-filter: blur(12px);
    -webkit-backdrop-filter: blur(12px);
    border-bottom: 1px solid var(--border-color);
    transition: all var(--transition-base);
}

.header-container {
    height: var(--header-height);
    display: flex;
    align-items: center;
    justify-content: space-between;
    transition: height var(--transition-base);
}

.site-header.scrolled {
    background-color: rgba(255, 255, 255, 0.98);
    box-shadow: var(--shadow-md);
    border-bottom-color: rgba(0,0,0,0.06);
}

.site-header.scrolled .header-container {
    height: var(--header-shrink-height);
}

/* Brand Logo Container & Image */
.brand-logo-link {
    display: inline-flex;
    align-items: center;
    margin-right: 32px; /* Generous breathing room */
    text-decoration: none;
    border: none;
    outline: none;
    background: transparent !important;
    padding: 0;
}

.brand-logo-img {
    height: 72px; /* Desktop logo height: ~72px */
    width: auto;
    max-height: 72px;
    object-fit: contain;
    transition: height var(--transition-base);
    background: transparent !important; /* Transparent background */
    border: none !important;
    box-shadow: none !important;
    padding: 0 !important;
    display: block;
}

.site-header.scrolled .brand-logo-img {
    height: 56px; /* Slightly compact when scrolled */
    max-height: 56px;
}

/* Main Navigation Links */
.nav-menu {
    display: flex;
    align-items: center;
    gap: 24px; /* Balanced spacing */
    list-style: none;
}

.nav-link {
    font-size: 0.835rem;
    font-weight: 600;
    letter-spacing: 0.04em;
    color: var(--secondary);
    padding: 8px 0;
    position: relative;
    text-transform: uppercase;
    white-space: nowrap;
}

.nav-link::after {
    content: '';
    position: absolute;
    bottom: 0;
    left: 0;
    width: 0%;
    height: 2px;
    background-color: var(--primary);
    transition: width var(--transition-base);
}

.nav-link:hover::after,
.nav-link.active::after {
    width: 100%;
}

.nav-link.active {
    color: var(--primary);
    font-weight: 700;
}

.header-actions {
    display: flex;
    align-items: center;
    gap: 16px;
    margin-left: 20px;
}

/* Mobile Hamburger Toggle */
.mobile-nav-toggle {
    display: none;
    background: none;
    border: none;
    cursor: pointer;
    padding: 8px;
    color: var(--secondary);
}

.hamburger-box {
    width: 26px;
    height: 20px;
    display: flex;
    flex-direction: column;
    justify-content: space-between;
}

.hamburger-line {
    width: 100%;
    height: 2.5px;
    background-color: var(--secondary);
    border-radius: 2px;
    transition: transform var(--transition-base), opacity var(--transition-base);
}

.mobile-nav-toggle.open .line-1 {
    transform: translateY(8.5px) rotate(45deg);
}

.mobile-nav-toggle.open .line-2 {
    opacity: 0;
}

.mobile-nav-toggle.open .line-3 {
    transform: translateY(-8.5px) rotate(-45deg);
}

/* Mobile Navigation Drawer */
.mobile-drawer {
    position: fixed;
    top: var(--header-height);
    right: -100%;
    width: 100%;
    max-width: 360px;
    height: calc(100vh - var(--header-height));
    background-color: var(--bg-surface);
    box-shadow: -8px 0 24px rgba(0,0,0,0.15);
    z-index: 999;
    padding: 40px 32px;
    display: flex;
    flex-direction: column;
    justify-content: space-between;
    transition: right var(--transition-base);
}

.mobile-drawer.active {
    right: 0;
}

.mobile-nav-list {
    list-style: none;
    display: flex;
    flex-direction: column;
    gap: 20px;
}

.mobile-nav-link {
    font-size: 1.125rem;
    font-weight: 600;
    color: var(--secondary);
    text-transform: uppercase;
    letter-spacing: 0.05em;
    display: block;
    padding-bottom: 8px;
    border-bottom: 1px solid var(--border-color);
}

.mobile-nav-link.active {
    color: var(--primary);
    border-bottom-color: var(--primary);
}

/* Overlay Backdrop */
.drawer-backdrop {
    position: fixed;
    inset: 0;
    background-color: rgba(0, 0, 0, 0.4);
    backdrop-filter: blur(4px);
    z-index: 998;
    opacity: 0;
    pointer-events: none;
    transition: opacity var(--transition-base);
}

.drawer-backdrop.active {
    opacity: 1;
    pointer-events: auto;
}

/* ============================================================
   SECTIONS & EDITORIAL LAYOUTS
   ============================================================ */

.section-padding {
    padding: 100px 0;
}

.bg-alt {
    background-color: var(--bg-alt);
}

.bg-surface {
    background-color: var(--bg-surface);
}

.bg-dark {
    background-color: var(--bg-dark);
    color: var(--text-inverse);
}

.bg-dark h1, .bg-dark h2, .bg-dark h3, .bg-dark h4 {
    color: var(--bg-surface);
}

.bg-dark p {
    color: #A0AAB4;
}

.section-header {
    margin-bottom: 56px;
}

.section-header.text-center {
    text-align: center;
}

.section-header h2 {
    margin-bottom: 16px;
}

.section-header p {
    font-size: 1.125rem;
    max-width: 680px;
    margin-left: auto;
    margin-right: auto;
}

/* Grid Utilities */
.grid-2 {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 48px;
    align-items: center;
}

.grid-3 {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 32px;
}

.grid-4 {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 24px;
}

/* Editorial Split Screen */
.split-layout {
    display: grid;
    grid-template-columns: 1.1fr 0.9fr;
    gap: 64px;
    align-items: center;
}

.split-image-wrapper {
    position: relative;
    border-radius: var(--radius-md);
    overflow: hidden;
    box-shadow: var(--shadow-lg);
}

.split-image-wrapper img {
    width: 100%;
    height: 100%;
    object-fit: cover;
    transition: transform var(--transition-slow);
}

.split-image-wrapper:hover img {
    transform: scale(1.03);
}

/* ============================================================
   HERO SECTION (CINEMATIC & EDITORIAL FRAME)
   ============================================================ */

.hero-section {
    position: relative;
    min-height: 90vh;
    padding-top: calc(var(--header-height) + 60px);
    padding-bottom: 90px;
    display: flex;
    align-items: center;
    background-color: var(--bg-dark);
    overflow: hidden;
}

.hero-bg-overlay {
    position: absolute;
    inset: 0;
    z-index: 1;
    opacity: 0.25;
    background-size: cover;
    background-position: center;
    filter: brightness(0.6);
}

.hero-gradient {
    position: absolute;
    inset: 0;
    z-index: 2;
    background: linear-gradient(135deg, rgba(17, 20, 23, 0.96) 0%, rgba(17, 20, 23, 0.8) 55%, rgba(196, 39, 42, 0.45) 100%);
}

.hero-container-grid {
    position: relative;
    z-index: 3;
    display: grid;
    grid-template-columns: 1.1fr 0.9fr;
    gap: 60px;
    align-items: center;
}

.hero-content {
    max-width: 680px;
}

.hero-title {
    color: var(--bg-surface);
    font-size: clamp(3rem, 5.5vw, 4.75rem);
    margin-bottom: 24px;
    line-height: 1.08;
}

.hero-title span {
    color: var(--accent);
    font-style: italic;
}

.hero-subtitle {
    font-size: 1.2rem;
    color: #CBD4DC;
    margin-bottom: 40px;
    font-weight: 400;
    line-height: 1.6;
}

.hero-ctas {
    display: flex;
    gap: 20px;
    flex-wrap: wrap;
}

/* Hero Right Visual Layered Frame Composition */
.hero-visual-frame {
    position: relative;
    padding: 16px;
}

.hero-frame-border {
    position: relative;
    border: 1px solid var(--border-accent);
    padding: 12px;
    border-radius: var(--radius-md);
    background: rgba(255, 255, 255, 0.03);
    backdrop-filter: blur(8px);
}

.hero-frame-img {
    width: 100%;
    height: 480px;
    object-fit: cover;
    border-radius: var(--radius-sm);
    box-shadow: var(--shadow-lg);
}

.hero-badge-overlay {
    position: absolute;
    bottom: -20px;
    left: -20px;
    background-color: var(--bg-surface);
    border: 1px solid var(--border-color);
    padding: 20px 24px;
    border-radius: var(--radius-md);
    box-shadow: var(--shadow-lg);
    display: flex;
    align-items: center;
    gap: 16px;
}

.hero-badge-icon {
    width: 44px;
    height: 44px;
    background-color: var(--primary-subtle);
    border: 1px solid rgba(196, 39, 42, 0.2);
    color: var(--primary);
    border-radius: var(--radius-full);
    display: flex;
    align-items: center;
    justify-content: center;
    font-weight: 700;
    font-size: 1.25rem;
}

.hero-badge-title {
    font-family: var(--font-heading);
    font-size: 1.15rem;
    font-weight: 700;
    color: var(--secondary);
}

.hero-badge-sub {
    font-size: 0.775rem;
    color: var(--text-muted);
    text-transform: uppercase;
    letter-spacing: 0.08em;
}

/* ============================================================
   REFINED TRUST STRIP (IMMEDIATELY BELOW HERO)
   ============================================================ */

.trust-strip {
    background-color: var(--bg-surface);
    border-bottom: 1px solid var(--border-color);
    padding: 28px 0;
}

.trust-strip-grid {
    display: flex;
    align-items: center;
    justify-content: space-around;
    gap: 24px;
}

.trust-strip-item {
    display: flex;
    align-items: center;
    gap: 16px;
}

.trust-strip-divider {
    width: 1px;
    height: 32px;
    background-color: var(--border-color);
}

.trust-strip-text {
    font-family: var(--font-heading);
    font-size: 1.35rem;
    font-weight: 700;
    letter-spacing: 0.1em;
    color: var(--secondary);
    text-transform: uppercase;
}

.trust-strip-text span {
    color: var(--primary);
}

/* ============================================================
   VALUE PROPOSITIONS (WHY SREE KASI)
   ============================================================ */

.prop-card {
    background-color: var(--bg-surface);
    padding: 40px 32px;
    border-radius: var(--radius-md);
    border: 1px solid var(--border-color);
    transition: all var(--transition-base);
    position: relative;
}

.prop-card:hover {
    border-color: var(--accent);
    box-shadow: var(--shadow-md);
    transform: translateY(-4px);
}

.prop-number {
    font-family: var(--font-numeric) !important;
    font-variant-numeric: lining-nums tabular-nums !important;
    font-feature-settings: "lnum" 1, "tnum" 1 !important;
    font-size: 2.5rem;
    color: var(--accent);
    font-weight: 700;
    margin-bottom: 16px;
    line-height: 1;
}

.prop-title {
    font-size: 1.5rem;
    margin-bottom: 12px;
    color: var(--secondary);
}

.prop-text {
    font-size: 0.95rem;
    color: var(--text-secondary);
}

/* ============================================================
   CHIT SCHEME CARDS
   ============================================================ */

.scheme-card {
    background-color: var(--bg-surface);
    border-radius: var(--radius-md);
    border: 1px solid var(--border-color);
    padding: 36px 28px;
    display: flex;
    flex-direction: column;
    justify-content: space-between;
    transition: all var(--transition-base);
    position: relative;
}

.scheme-card.popular {
    border-color: var(--primary);
    box-shadow: var(--shadow-lg);
}

.scheme-badge {
    position: absolute;
    top: -14px;
    right: 24px;
    background-color: var(--primary);
    color: var(--bg-surface);
    font-size: 0.75rem;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 0.08em;
    padding: 6px 16px;
    border-radius: var(--radius-full);
}

.scheme-card .btn-secondary {
    background-color: var(--bg-main);
    color: var(--secondary);
    border: 1px solid var(--border-color);
    font-size: 0.85rem;
    font-weight: 700;
    letter-spacing: 0.06em;
    padding: 12px 20px;
    border-radius: var(--radius-sm);
    cursor: pointer;
    transition: all var(--transition-fast);
}

.scheme-card .btn-secondary:hover {
    background-color: var(--bg-alt);
    border-color: var(--secondary);
    color: var(--secondary);
}

/* Premium Scheme Details Modal */
.modal-backdrop {
    position: fixed;
    top: 0;
    left: 0;
    width: 100vw;
    height: 100vh;
    background: rgba(17, 20, 23, 0.75);
    backdrop-filter: blur(4px);
    z-index: 10000;
    opacity: 0;
    visibility: hidden;
    transition: opacity var(--transition-base), visibility var(--transition-base);
}

.modal-backdrop.active {
    opacity: 1;
    visibility: visible;
}

.scheme-modal {
    position: fixed;
    top: 50%;
    left: 50%;
    transform: translate(-50%, -45%) scale(0.95);
    width: 90%;
    max-width: 580px;
    max-height: 90vh;
    overflow-y: auto;
    background: var(--bg-surface);
    border-radius: var(--radius-md);
    box-shadow: 0 24px 60px rgba(0, 0, 0, 0.25);
    border: 1px solid var(--border-color);
    z-index: 10001;
    padding: 36px;
    opacity: 0;
    visibility: hidden;
    transition: transform var(--transition-base), opacity var(--transition-base), visibility var(--transition-base);
}

.scheme-modal.active {
    opacity: 1;
    visibility: visible;
    transform: translate(-50%, -50%) scale(1);
}

.modal-close {
    position: absolute;
    top: 20px;
    right: 20px;
    background: var(--bg-main);
    border: none;
    width: 36px;
    height: 36px;
    border-radius: 50%;
    font-size: 1.25rem;
    cursor: pointer;
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--text-secondary);
    transition: background var(--transition-fast), color var(--transition-fast);
}

.modal-close:hover {
    background: var(--primary-subtle);
    color: var(--primary);
}

.scheme-title {
    font-size: 1.75rem;
    margin-bottom: 8px;
    color: var(--secondary);
}

.scheme-category {
    font-size: 0.8rem;
    text-transform: uppercase;
    letter-spacing: 0.1em;
    color: var(--accent-dark);
    font-weight: 700;
    margin-bottom: 24px;
}

.scheme-metric-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 16px;
    background-color: var(--bg-main);
    padding: 20px;
    border-radius: var(--radius-sm);
    margin-bottom: 24px;
    border: 1px dashed var(--border-color);
}

.metric-label {
    font-size: 0.75rem;
    color: var(--text-muted);
    text-transform: uppercase;
    letter-spacing: 0.05em;
    margin-bottom: 4px;
}

.metric-val {
    font-family: var(--font-numeric) !important;
    font-variant-numeric: lining-nums tabular-nums !important;
    font-feature-settings: "lnum" 1, "tnum" 1 !important;
    font-size: 1.35rem;
    font-weight: 700;
    color: var(--primary);
}

.scheme-features {
    list-style: none;
    margin-bottom: 32px;
}

.scheme-features li {
    font-size: 0.9rem;
    color: var(--text-secondary);
    margin-bottom: 10px;
    display: flex;
    align-items: flex-start;
    gap: 10px;
}

.scheme-features li::before {
    content: '✓';
    color: var(--accent-dark);
    font-weight: 800;
}

.placeholder-notice {
    font-size: 0.75rem;
    color: var(--text-muted);
    font-style: italic;
    margin-top: 8px;
    text-align: center;
}

/* ============================================================
   PROCESS TIMELINE (HOW CHIT WORKS)
   ============================================================ */

.process-timeline {
    display: grid;
    grid-template-columns: repeat(5, 1fr);
    gap: 20px;
    position: relative;
    margin-top: 40px;
}

.process-step {
    background-color: var(--bg-surface);
    padding: 32px 20px;
    border-radius: var(--radius-md);
    border: 1px solid var(--border-color);
    text-align: center;
    position: relative;
    transition: all var(--transition-base);
}

.process-step:hover {
    border-color: var(--primary);
    transform: translateY(-4px);
    box-shadow: var(--shadow-md);
}

.step-num {
    width: 44px;
    height: 44px;
    background-color: var(--primary-subtle);
    color: var(--primary);
    font-family: var(--font-numeric) !important;
    font-variant-numeric: lining-nums tabular-nums !important;
    font-feature-settings: "lnum" 1, "tnum" 1 !important;
    font-weight: 700;
    font-size: 1.25rem;
    border-radius: var(--radius-full);
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 0 auto 20px auto;
    border: 1px solid rgba(196, 39, 42, 0.2);
}

.step-title {
    font-size: 1.15rem;
    margin-bottom: 10px;
}

.step-desc {
    font-size: 0.85rem;
    color: var(--text-secondary);
}

/* ============================================================
   ACCORDION (FAQ)
   ============================================================ */

.accordion {
    display: flex;
    flex-direction: column;
    gap: 16px;
}

.accordion-item {
    background-color: var(--bg-surface);
    border: 1px solid var(--border-color);
    border-radius: var(--radius-md);
    overflow: hidden;
    transition: border-color var(--transition-fast), box-shadow var(--transition-fast);
}

.accordion-item.active {
    border-color: var(--primary);
    box-shadow: var(--shadow-sm);
}

.accordion-header {
    width: 100%;
    padding: 24px 32px;
    background: none;
    border: none;
    text-align: left;
    display: flex;
    align-items: center;
    justify-content: space-between;
    cursor: pointer;
    font-family: var(--font-body);
    font-size: 1.125rem;
    font-weight: 600;
    color: var(--secondary);
    gap: 16px;
}

.accordion-icon {
    width: 28px;
    height: 28px;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.5rem;
    line-height: 1;
    color: var(--primary);
    transition: transform var(--transition-base);
    flex-shrink: 0;
}

.accordion-item.active .accordion-icon {
    transform: rotate(45deg);
}

.accordion-content {
    max-height: 0;
    overflow: hidden;
    transition: max-height var(--transition-base), opacity var(--transition-fast);
    opacity: 0;
}

.accordion-item.active .accordion-content {
    opacity: 1;
}

.accordion-body {
    padding: 0 32px 24px 32px;
    font-size: 0.975rem;
    color: var(--text-secondary);
    line-height: 1.65;
}

/* ============================================================
   CONTACT FORM & PREVIEW
   ============================================================ */

.form-group {
    margin-bottom: 20px;
}

.form-label {
    display: block;
    font-size: 0.85rem;
    font-weight: 600;
    color: var(--secondary);
    margin-bottom: 8px;
    text-transform: uppercase;
    letter-spacing: 0.04em;
}

.form-control {
    width: 100%;
    padding: 14px 18px;
    font-family: var(--font-body);
    font-size: 0.95rem;
    background-color: var(--bg-main);
    border: 1px solid var(--border-color);
    border-radius: var(--radius-sm);
    color: var(--text-primary);
    transition: border-color var(--transition-fast), box-shadow var(--transition-fast);
}

.form-control:focus {
    background-color: var(--bg-surface);
    border-color: var(--primary);
    box-shadow: 0 0 0 3px rgba(196, 39, 42, 0.1);
    outline: none;
}

textarea.form-control {
    resize: vertical;
    min-height: 120px;
}

.form-error-msg {
    font-size: 0.775rem;
    color: var(--error);
    margin-top: 6px;
    display: none;
}

.form-group.has-error .form-control {
    border-color: var(--error);
}

.form-group.has-error .form-error-msg {
    display: block;
}

/* Filter Navigation Tabs */
.filter-tabs {
    display: flex;
    justify-content: center;
    align-items: center;
    gap: 12px;
    flex-wrap: wrap;
    margin-bottom: 40px;
}

.filter-btn {
    background: var(--bg-surface);
    border: 1px solid var(--border-color);
    padding: 10px 24px;
    border-radius: var(--radius-full);
    font-size: 0.85rem;
    font-weight: 600;
    color: var(--secondary);
    cursor: pointer;
    transition: all var(--transition-fast);
    display: inline-flex;
    align-items: center;
    justify-content: center;
}

.filter-btn:hover,
.filter-btn.active {
    background: var(--primary);
    color: #FFFFFF;
    border-color: var(--primary);
    box-shadow: 0 4px 12px rgba(196, 39, 42, 0.2);
}

.form-status {
    padding: 16px;
    border-radius: var(--radius-sm);
    margin-bottom: 20px;
    display: none;
    font-size: 0.9rem;
    font-weight: 600;
}

.form-status.success {
    display: block;
    background-color: #E8F5E9;
    color: var(--success);
    border: 1px solid #C8E6C9;
}

.form-status.error {
    display: block;
    background-color: #FFEBEE;
    color: var(--error);
    border: 1px solid #FFCDD2;
}

/* ============================================================
   FLOATING WHATSAPP CTA
   ============================================================ */

.whatsapp-float {
    position: fixed;
    bottom: 32px;
    right: 32px;
    z-index: 990;
    width: 60px;
    height: 60px;
    background-color: #25D366;
    color: #FFFFFF;
    border-radius: var(--radius-full);
    display: flex;
    align-items: center;
    justify-content: center;
    box-shadow: 0 8px 24px rgba(37, 211, 102, 0.4);
    transition: transform var(--transition-base), box-shadow var(--transition-base);
}

.whatsapp-float:hover {
    transform: scale(1.1) translateY(-4px);
    box-shadow: 0 12px 32px rgba(37, 211, 102, 0.6);
}

.whatsapp-float svg {
    width: 32px;
    height: 32px;
    fill: currentColor;
}

/* ============================================================
   FOOTER
   ============================================================ */

.site-footer {
    background-color: var(--bg-dark);
    color: #A0AAB4;
    padding-top: 80px;
    padding-bottom: 40px;
    border-top: 1px solid var(--border-dark);
}

.footer-grid {
    display: grid;
    grid-template-columns: 1.8fr 1fr 1fr 1.6fr;
    gap: 48px;
    margin-bottom: 64px;
}

.footer-logo-img {
    width: 220px;
    max-width: 240px;
    height: auto;
    object-fit: contain;
    background: transparent !important;
    border: none !important;
    box-shadow: none !important;
    padding: 0 !important;
    display: block;
    filter: none !important;
}

.footer-brand p {
    font-size: 0.95rem;
    color: #8C96A0;
    margin-top: 16px;
    max-width: 320px;
}

.footer-title {
    font-family: var(--font-body);
    font-size: 0.85rem;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 0.12em;
    color: var(--accent);
    margin-bottom: 24px;
}

.footer-links {
    list-style: none;
    display: flex;
    flex-direction: column;
    gap: 12px;
}

.footer-links a {
    font-size: 0.9rem;
    color: #B0BAC4;
}

.footer-links a:hover {
    color: var(--bg-surface);
    padding-left: 4px;
}

.footer-contact-list {
    list-style: none;
    display: flex;
    flex-direction: column;
    gap: 14px;
    font-size: 0.9rem;
}

.footer-bottom {
    padding-top: 32px;
    border-top: 1px solid var(--border-dark);
    display: flex;
    align-items: center;
    justify-content: space-between;
    font-size: 0.85rem;
    color: #6C7680;
}

.footer-legal-links {
    display: flex;
    gap: 20px;
}

.footer-legal-links a:hover {
    color: var(--accent);
}